In the investing landscape, there are a wide variety of options. It is important to understand what purpose you have for each dollar and apply them to the correct investment option. Often diversifying your assets across multiple investment options is the best way to achieve your goals. The ViStar Fixed Indexed Annuity focuses on simplifying investment options and offering you the opportunity to accumulate assets over a period of time while mitigating the risk of a declining market. Your premium will be credited earned interest and will receive income from tax deferral, which results in a secure and dependable account balance, and with the optional Lifetime Withdrawal Rider, the ViStar can provide a guaranteed income for life.

Annuities are an important tool in planning and sustaining income for the future. Deferred annuities accumulate money tax-free for a period of time. Your premium will receive earned interest as well as enjoying income tax deferral, which results in a secure and dependable account balance. Immediate annuities provide a reliable and predictable income that you cannot outlive. Guggenheim Life and Annuity Company offers these tools with your future in mind. The Highlander is a single premium deferred fixed indexed annuity that allows you to accumulate funds, benefit from tax deferral, maintain a simplified allocation, and can provide a living benefit of income that can last as long as you live.

ProOption Multi-Year Guaranteed Annuity is a single premium deferred annuity that offers multiple guarantee periods to align with your specific needs. The interest rates at the time of premium payment are guaranteed for the entire guarantee period. The ProOption return of premium feature offers you your original premium value, less the sum of early withdrawals, should you decide to surrender your annuity at any time. Whether you are retired now, retiring soon, or retiring years from now, ProOption Multi-Year Guaranteed Annuity is particularly well-suited for growing your retirement savings and will help secure your personal financial future.